Frequently Asked Questions about Commercial Vehicles

What Is Considered a Commercial Vehicle?

A commercial vehicle is any vehicle used for business purposes. This can include trucks, vans, buses, and certain SUVs used for transporting goods, equipment, or passengers. Vehicles registered to a business, especially those over a specific weight class, often qualify as commercial vehicles.

What Types of Commercial Vehicles Are Available?

Commercial vehicles come in various types, each suited for different tasks:

• Cargo Vans: Ideal for transporting goods, equipment, or tools.
• Box Trucks: Provide secure cargo space for larger items.
• Pickup Trucks: Versatile for towing and hauling, popular in construction and landscaping.
• Flatbed Trucks: Suitable for transporting large, heavy loads.
• Passenger Vans: Great for shuttling groups or teams.

What Are the Different Classes of Commercial Vehicles?

Commercial vehicles are classified into different categories based on their Gross Vehicle Weight Rating (GVWR). These classifications help determine licensing requirements, regulations, and operational standards for various types of vehicles used in commercial settings.

Light Duty Commercial Vehicles

Light duty commercial vehicles include Class 1 through Class 3 trucks, with GVWRs up to 14,000 pounds.

• Class 1: Vehicles with a GVWR up to 6,000 pounds
• Class 2: Divided into 2A (6,001-8,500 pounds) and 2B (8,501-10,000 pounds)
• Class 3: Vehicles with a GVWR of 10,001-14,000 pounds

Examples of light duty commercial vehicles include minivans, utility vans, crew cab pickups, and some city delivery vehicles.

Medium Duty Commercial Vehicles

Medium duty commercial vehicles encompass Class 4 through Class 6 trucks, with GVWRs ranging from 14,001 to 26,000 pounds.

• Class 4: GVWR of 14,001-16,000 pounds
• Class 5: GVWR of 16,001-19,500 pounds
• Class 6: GVWR of 19,501-26,000 pounds

These classes include box trucks, large walk-in vans, city delivery trucks, bucket trucks, and beverage trucks.

Heavy Duty Commercial Vehicles

Heavy duty commercial vehicles are Class 7 and Class 8 trucks, with GVWRs exceeding 26,001 pounds.

• Class 7: GVWR of 26,001-33,000 pounds
• Class 8: GVWR of 33,001 pounds and above

Class 8 vehicles are often referred to as “Heavy Duty” or “Class 8 Vehicles” and include semi-trucks, also known as 18-wheelers or tractor-trailers.

Who Needs a Commercial Driver’s License (CDL)?

A Commercial Driver’s License (CDL) is required for individuals operating CMVs in interstate or intrastate commerce. This includes drivers of vehicles that:

• Have a GVWR of 26,001 pounds or more.
• Are designed to transport 16 or more passengers.
• Are used to transport hazardous material

How Do I Finance a Commercial Vehicle?

Financing options for commercial vehicles include loans, leasing, and fleet management plans. Business owners can choose traditional loans to build equity in their vehicles or lease for lower upfront costs. Some dealers and financial institutions also offer specialized commercial vehicle loans with flexible terms and tax advantages.

Are There Tax Benefits for Buying a Commercial Vehicle?

Yes, many tax incentives are available for businesses purchasing commercial vehicles. The Section 179 deduction allows businesses to deduct the full purchase price of qualifying vehicles used for business purposes, providing significant savings. There may also be additional deductions or credits for eco-friendly vehicles or those used in specific industries. Consulting a tax advisor can help you maximize these benefits.

What Maintenance Do Commercial Vehicles Require?

Routine maintenance is vital to keep commercial vehicles in top condition. Maintenance requirements may include:

• Regular oil changes and fluid checks
• Tire rotations and inspections
• Brake and engine checks
• Fleet management software to monitor and schedule service needs

By following a strict maintenance schedule, businesses can extend vehicle life, reduce repair costs, and ensure safety.

How Can I Manage a Fleet of Commercial Vehicles?

Fleet management involves overseeing the entire vehicle fleet to ensure operational efficiency. This includes tracking mileage, fuel consumption, and maintenance schedules. Many businesses use fleet management software that offers GPS tracking, driver monitoring, and real-time vehicle diagnostics to help streamline operations and reduce costs.

Are There Insurance Requirements for Commercial Vehicles?

Commercial vehicles typically require specialized insurance, such as commercial auto insurance. Coverage may include liability, collision, comprehensive, and uninsured motorist protection. Many insurance providers offer policies tailored to specific types of commercial vehicles, ensuring coverage for the unique risks these vehicles face.

How Do I Choose the Right Commercial Vehicle for My Business?

Choosing the right vehicle depends on factors like load capacity, fuel efficiency, and intended use. Consider what type of cargo or passengers you’ll transport, the driving environment, and any special upfit or customization needs. Work with a dealer experienced in commercial vehicles to identify options that align with your business’s operational goals.

What Are Upfit Options for Commercial Vehicles?

Many businesses customize their commercial vehicles with upfits to enhance functionality. Popular upfits include shelving, ladder racks, cargo partitions, refrigeration units, and specialty tool storage. Upfits are especially common in industries like plumbing, HVAC, and delivery.

Can I Lease a Commercial Vehicle?

Yes, leasing is a popular option for businesses that prefer to rotate vehicles every few years without the commitment of ownership. Leasing often offers lower monthly payments than financing a purchase, and it provides flexibility for businesses that require regular access to newer vehicle models.

Optimize Your Commercial Vehicle Fleet

Choosing, financing, and maintaining commercial vehicles doesn’t have to be complicated. Whether you’re just starting or expanding your fleet, knowing the answers to common questions can help you make choices that drive business success. For more assistance, contact our friendly and knowledgeable team at Bowen Scarff Ford Commercial Truck Center who will help you answer any questions regarding commercial vehicles and find the perfect commercial vehicle for your business.